This event recognizes FBLA members who possess the knowledge and skills needed to establish and develop a complete financial plan for a business venture.   The financial plan requesting a loan from a financial institution must be economically and financially sound with a realistic time frame.

Each year the topic to be researched will be available on the national web site and included in several issues of the State Adviser Updates.


District:        Number of participants governed by local FBLA District policy.

State:           Each district may be represented by participant(s) based on the Florida FBLA scaled quota system.

National:    See national guidelines:  NOTE:  At the national level this event has a presentation portion.  Be sure to read national guidelines if preparing for national competition.



• The entry form found in the SLC registration packet and one hard copy of the plan must be sent to the state adviser's office received by the date specified in the SLC registration packet.

• Project may be authored by an individual or by a team, not to exceed three members.  The project must not have been submitted for a previous National Leadership Conference or placed 1st , 2nd, 3rd, or 4th at a previous State Leadership Conference.  No more than one member may have entered this event at a previous National Leadership Conference, have competed more than two (2) years at the national level, or placed 1st, 2nd, 3rd, or 4th at a previous State Leadership Conference.


• General Report Guidelines

1. Student members, not advisers, must prepare reports. 
2. Penalty points will be given if the written project doesn’t adhere to the report guidelines.


• Report Cover Guidelines

1. Report covers must be of a weight such as cover stock, index stock, or card stock and include both a front and back cover.
2. Report covers are not counted against the page limit and may contain other information.
3. Covers may not be in plastic binders, be laminated, or have a plastic sheet overlaying the printed cover. No items, such as labels or decals, may be attached to the front cover. Two- or three-ring binders are not acceptable report covers. 
4. Cutout cover stock covers are allowed, but the page containing the cover information is included in the page count. 
5. Front cover must contain the following information: name of student(s), name of the school, name of the state, name of the event, and year (20xx–20xx). 
6. All reports must be bound (e.g., tape binding, spiral binding).


• Report Content Guidelines

1. A one-page description of the plan should be the first page of the report.
2. Include a Table of Contents with page numbers.
3 . Follow the rating sheet sequence in writing the report. If information is not available for a particular criterion, include a statement to that effect in the report. 
4. Pages must be numbered and must be standard 8 1/2” x 11” paper. Each side of the paper providing information is counted as a page. Pages must not be laminated or bound in sheet protectors.
5. Reports must not exceed 15 pages excluding front and back cover.  (A title page, divider pages, and appendices are optional and must be included in the page count.)  
6. Copies should be sent rather than important original documents. No items may be attached to any page in the report.


• Reports judged in state competition will be returned to the respective chapter adviser.  Reports judged at the national level become property of FBLA-PBL, Inc.  These reports may be used for publication or reproduced for sale by the national association.



Report format must follow the same sequence shown on the rating sheet.  If information is not available for a particular criterion, an appropriate statement should be included in the report.  The report must be similar to that of a business financial plan with substantiated statements in a clear and concise format.  Creativity through design and use of meaningful graphics is encouraged.



Reports will be reviewed by a screening committee to determine if chapters have complied with event eligibility and regulations.  A panel of judges will select the winners.  They make their decisions on the basis of evidence included in the written documentation.  The content of each report will be evaluated by the criteria identified in the rating sheet.  All decisions of the judges are final.



State:         State awards for the top five places are presented at the State Leadership Conference.


National:   The judges will determine the number of awards presented at the National Leadership Conference.  The maximum number will be ten.